Health insurance is available in a multitude of combinations of coverages,
deductibles, co-pays, etc. A plan can be tailored to provide you with a
reasonable premium yet still protect you from the financially devastating
effects of a serious illness. These plans can be purchased by individuals
or we can set up a group plan to help employers take care of current employees
and attract new hires.
LIFE INSURANCE
When a breadwinner dies unexpectedly, life insurance can pay off a mortgage
or replace lost income. These plans can help a family maintain their
lifestyle, their home and insure that college remains an option for surviving
children. In addition to individual plans, group life insurance programs
offer an employer an economical way to provide yet another benefit to valued
employees.
DISABILITY INCOME INSURANCE
These plans replace a substantial portion of a person's income when they are
unable to work due to an injury or illness. While life insurance is often
a concern, many people overlook the fact that they are far more likely to suffer
a disabling injury than they are to die unexpectedly. As with other
benefit coverages, disability income insurance is available as an individual
plan or on a group basis for employers.
All benefit plans need careful analysis to make sure that any plan you
purchase will actually fulfill your concerns when needed. Call us today
and we will set up an appointment with our experienced benefits specialists.